Obamacare: Affordable Health Insurance
Guaranteed Acceptance For Everyone, Including Those With Pre-Existing Conditions
One of the primary reasons that the entire health insurance and healthcare system have been overhauled under the Obama administration is to provide more affordable health insurance options for people who were previously uninsured.
This goal was accomplished by sitting down with major insurance companies to design affordable health insurance plans that would meet specific minimum requirements outline in the ACA Bill of Rights.
The exact costs of each of these ACA compliant insurance plans are still unavailable to insurance agencies and consumers alike, so you cannot find any secret information about Obamacare premium prices. New information is being released everyday however, and you can also use some of the tools provided on this site to predict approximately how much you will be saving or paying when you switch to an ACA compliant health insurance plan. To get one of these rough estimates, visit our Kaiser ACA-compliant health insurance premium calculator page.
In the simplest of terms, everyone earning a gross income at the federal poverty line and up to 400% of that amount will receive some form of health insurance discount as an individual or family.
people up to 133% of that same federal poverty level will be dual eligible for both Medicaid and discounted or free private insurance policy options. For these folks it will be even more important to speak to an agent and take a close look at which of the Obamacare option is best for their healthcare and health insurance needs.
To learn more about eligibility and Medicaid visit our Medicaid expansion and Eligibility page.
Folks who are already covered by Medicaid or Medicare, as well as those signing up for the first time are not required to do ANYTHING in October. Your Medicaid and Medicare premiums are not likely to change, and you will continue to reap the benefits of the president's healthcare reform strategy.
You can use the calculator tools in the right hand menu of this page to get some rough estimates of how much you would pay for your health insurance coverage if you purchase an ACA health plan in October. If you think you're ready to for more information, visit our Easy Enrollment Center.